A first time home buyer’s mortgage journey does not need to be stressful. To start, here are the typical steps you would go through to get your first mortgage:
Key first step that tells you how much you qualify for & locks in an interest rate for you
You work with a realtor to find a home and put in a conditional offer with an initial deposit
With the home finalized, we work with our lender partners to get you a full approval for your mortgage
We guide you in satisfying the conditions of the full approval - down payment, insurance/appraisal etc.
Next, we complete all the paperwork needed which varies by mortgage type and lender
Your lawyer reviews all documents, receives and pays out the money and registers your home in your name
Read more about how you can go about planning for your first home purchase, right from what kind of a home should you consider to how you can go about planning to finance it.
Suggestions on how should go about structuring your overall monthly expenses so that your pre-approval and later you firm mortgage approval go through with virtually any lender, seamlessly.
Your first home buying journey can be an overwhelming experience. That’s why we work closely with you at every step of the way – from pre-approval, to negotiating with lenders, getting best rates and helping with all paperwork
Beyond just the usual steps a mortgage agent performs in getting you a mortgage we can also help you with
We’re happy to answer any questions you might have. Please reach out using the form here, or using any of the options below.
Welcome to the concluding analysis of Canada’s Housing Plan and Budget 2024. This part focuses on the less favorable elements of the plan, including one
Following up from the previous discussion on positive governmental measures for housing in Canada, we delve into some actions that, while sounding promising, may not
The Canadian Federal Government has recently unveiled several key measures impacting Canadians who are looking to buy or already own homes. These measures are part
